Browsing Category

Blog.

Blog.

The Rainbow Sprinkle

June 23, 2015 in New York City at the Kingside, I hit publish on my business, website, a blog and a vision.

A FREAKIN’ HUGE VISION.

A vision so big I want to curse God most of the time.

And I do.

I’m also secretly grateful He bestowed this desire and dream on my life.

Magically or not so magically, He gave me all the tools and gifts to be able to see this ridiculously big vision into reality.

As long as I STICK WITH IT.

As much as I want to celebrate my first 3 years in business, I want to be soooooo real with you about what these first 3 years have entailed.

I can see why 90% of businesses fail in the first 5 years.

I don’t think they fail per se.

I think people just get tired of holding their dream up day in and day out, trying to get others on board with their vision, so they throw in the towel, opt for the easier road.

And I don’t blame them one bit!

It’s exhausting. It causes health problems. It causes relationship stress.

Then thoughts like, “How should I market?”, “Do I take on investors?”, “Oh crap – we just lost a client” ……..

ADD TO THAT….. “Does anyone even read my blog/book?” “Am I making a difference?” “Where the F*** DID ALL MY MONEY GO?” (Actually, I do know down to the penny where it went, but it’s still a legit rhetorical question that somehow you ask even when you know the answer.)

As a person of VISION – YOU NEED TO BE YOUR BIGGEST CHEERLEADER!

Every time I’m sitting beside a client who has a beautiful desk job and a steady salary of $200,000 or more, I’m immediately jealous.

The thought of a steady paycheck sounds amazing.

Like water to my thirsty soul.

Especially for a Financial Planner who LOVES stability and being able to plan!

The thought of not having to give that paycheck to Clickfunnels, go-daddy, MANY online programs/tools, publishers, my amazing assistant, office rent, printer ink, and buying my own stapler (versus stealing it from the corporate office like they do in the movies), errors and omissions insurance and various other expenses that I sometimes feel suck me dry, sounds like a dream.

I want a month off.

I want a month off from all my business expenses.

But you don’t get that as a business owner. You just don’t.

It’s kinda like parenting.

(Cause I also want a month break from all of my Kid’s expenses.)

It doesn’t end.

And pulling the plug on your business usually only happens after you’ve exhausted all other avenues.

Not that that is happening to me, however, I get it.

Some months have been COMPLETE SH*T!

Okay – wait, if I’m being honest, most months.

My brain goes there at least once a month, “Okay, if I needed to wrap everything up, how fast could I do it.”

The answer: less than 30 days.

Just quit and be a stay at home mom or better yet, get a good paying j-o-b. (The dreaded word for all self-employed business owners!)

But HERE is the thing.

YOU CAN QUIT the thing that isn’t right for you.

In fact, if that business, relationship, lifestyle isn’t working for you, then quit.

I fully support you.

HOWEVER, once you do get the CURSE of actually knowing what you are here to do on this earth, THERE IS NO QUIT.

You can’t hide from something that you’ve been called to do.

You can try, but it will come back and haunt you until you step up.

Your dreams & desires SPEAK LOUDLY to your soul that it takes more energy avoiding them than it is just accepting that this is your calling.

And, yes, it’s a curse – CAUSE YOU CAN’T RUN OR HIDE FROM IT!

Just like a ghost. It’s always there… da-da-da…. LURKING.

I’m sometimes jealous of the people who “haven’t figured it out yet”.

They get to go on Yoga Retreats and EAT, PRAY, & LOVE their way to their purpose.

The second that is over, the honeymoon of “finding yourself” ends, it’s hard work.

It’s no longer just fun & games, it’s FUN & PURPOSEFUL, but always with a purpose.

You stop getting “recess”.

Which may sound bad to most people who live for their 2-4 weeks vacation a year, BUT….

You get FULLY recharged from living your purpose!

You don’t actually need to take holidays and you actually don’t want to take holidays because that sounds boring, you’d rather be working.

I still don’t get why people like “holidays”.

Don’t get me wrong, I like changes of scenery and exploration and adventure, but an actual holiday sounds like retirement to me, and I’m not even interested in the least bit.

THERE’S SO MUCH AMAZING WORK TO CREATE & PUT OUT IN THE WORLD!

and

THE WORLD NEEDS IT!

The world needs you right now.

It needs your special love for that geeky thing you do.

You do have everything inside you to see your dreams become a reality.

God hands it out as STANDARD OPERATING EQUIPMENT at birth.

There are no extra people on this earth.

We all have been given a gift to share with others!

I mean, I actually had a client last week who said, “You find this fun??” and I DO!

Thank GOD we are all made differently!

Thank GOD no one wants to be me!

And THANK GOD that I do want to be me.

I get to choose everyday to be me and to be happy in the life I’ve choosen.

Because, look around.

Look around the room you are in right now.

YOU CHOSE THIS.

It’s all you.

Your life has been ALL you.

No point in blaming someone else. (Although, I’d like to blame the economy, government, my kids…)

If you haven’t found your purpose yet, find it.

If you have found your ‘curse’ of purpose, are you going full-throttle?

Are you doubling-down on life?

I am and it’s about killing me – but I LOVE it.

And there are NO other options.

BURN THE BOATS. There’s no turning around.

There’s no icing on this cake….yet! Every once in a while, I bite into a RAINBOW SPRINKLE.

People either support me or just get out of my way!

BUT EITHER WAY…..

Live YOUR Legacy!

xx Lisa

 

 

PS. My vision is BIGGER than ever. Helping women step into their FINANCIAL POWER. It’s on! – WEALTHSPA.CA !

PPS. This is dedicated to the small tribe of amazing women who have supported me over the last three years by reading my blog, listening to my talks or podcasts (even the ones I deleted), paid for my book, read my book, became clients, followed me, joined me in my vision to help women financially. This is for you. THANK YOU for being the RAINBOW SPRINKLES in my life! xx

Blog.

Creating Your Money Philosophy

Your Money Philosophy

Money.

This is where it should start:

Thoughtfully & intentionally creating your money philosophy.

But it doesn’t.

Most of us get stuck with some weird distorted hand-me-down version of this from our parents – the same people who, no doubt, also taught us that Happy Meals were an actual food group or that “tails” were totally the bomb hair-style when you were 8.

Somewhere down the road good ol’ mommy & daddy’s money issues became our own, or if we were so smart to out-smart the parents, then we adopted the opposite money philosophy, usually about as deadly to our financial health as the ones our parents actually raised us to believe.

Either way, the most of us are ‘OOOOH’ for 1.

Enter: The Money Philosophy

My mentor, the brilliant Brooke Castillo on her podcast, gave me this idea and I have expanded on it in my own little way.

So I’m going to guide you on getting started and really thinking through your money philosophy and I actually encourage you to write this down.

It’s simple.

Yet, oddly digs deep and uncovers more of those dang money blocks!

AND it gets you to think for yourself and what works for your life.

You can’t really cheat – if you copy your neighbors answers on this one it will leave you miserable and unfulfilled, and this done right will do the opposite for you – uncover your MONEY brilliance!

Your Money Philosophy

Question 1

What are your baseline minimums when it comes to money?

  • What is the minimum you will keep in your bank account at all times?
  • What is the minimum you will earn each month?
  • What is the minimum you will save/invest each month?
  • What is the minimum you will spend each month?
  • What is the minimum you will tip when you go out for services?
  • What is the minimum star-rating hotel you will stay at?
  • What is your minimum quality of life your will have?
  • etc.etc.

Creating a minimum will help you determine the absolute lowest standard you will be able to live with, and then you can go about increasing it as needed.

Minimums give you a standard that you have to live up to and by constantly being in integrity around what is acceptable to you and what is not acceptable to you, and keeping your word to yourself you actually elevate yourself to the next level! You feel proud of yourself for at least accomplishing the minimum.

I encourage you to take baby steps here. Start small.

This is between you and you.

Question 2

What does money mean to you? List 5 words to describe what money means to you.

I got this question from my favorite money badass, Jen Sincero. Look up her books amazing!

For me, money means this:

  • Freedom: Being able to do what I want when I want
  • Fame: Not like being famous fame, but being recognized in your field, getting your message out there & helping more people
  • Fun: For F’s Sake! Everything ought to be fun! People who don’t laugh with me or even at me, I find boring. Loosen up! Lighten up! (when you are stressed out about money, that’s NOT fun!)
  • Flow: Living your life in flow, being able to give yourself what you need to THRIVE (also known as self-care) & high vibe it
  • Fancy: Means exactly that – I can buy fancy stuff – from designer latte’s, drive my baby Q around, go for high tea while holding up my pinky… you know, fancy stuff…

Question 3

This questions comes from Lisa Elle’s financial book, STRUT: How to Kick Financial ASSets in Sexy Shoes (wait, can one quote oneself without sounding narcissistic or ridiculously amazing?!)

What is your why?

This is where the rubber meets the road always.

What are you working toward that is bigger than just you? What are you doing to increase the good vibes on this planet? What makes you feel alive? What makes you feel like you are a 15-year-old in love for the first time or like the time you finally allowed yourself to make love to some carbohydrates after a year in the Keto desert?

What is your why?

Are you tuned into it?

Have you even sat still for 5-minutes to contemplate what this really is and then chosen to live you life by letters of your own law?

I could go on and on about what to include or think about when creating your money philosophy, but this one’s on you.

Create the MoFo out of your Money Philosophy and then make in non-negotiable.

Live by it everyday.

xx

 

PS. For all my soulpreneurs in Wealth Spa, make sure to go to the membership site to download the Wealth Sheets that go along with today’s blog!

PPS. For those not in Wealth Spa, maybe it’s time you join the best place to grow your wealth – membership starts at $27/m for a limited time only! —> wealthspa.ca

 

 

 

Blog.

What I Really Want to Teach My Kids

My 9-year-old baby brought me this yesterday morning in bed.

“Happy Easter Mama! This is you first thing in the morning.” She held out an orange plastic Easter egg, with glue eyes and a crooked smile, with pink tentacles.

There are no words…. and what are those pink scraggly things hanging off the bottom of my replicated egg face, I could only assume were…OMG…

“What are those?”

“No, mommy that’s your hula skirt.”

Thank God!

I breathed a sigh of relief. I’ve spent a fortune on chin hair removal only to have them come back and haunt me by my 9-year-old daughter.

Kids are smarter than they look! Even though I may have evaded my dark chin hairs from a 9-year-old artist (for now), there are some things that won’t elude her.

Like how I talk about money around her.

And then it got me thinking.

What do I really want my kids to know about money? I mean besides being responsible with it, and all the same old stuff we try to teach our kids about money (like give, save, spend wisely), or at least pretend to while we are busy bribing them to shut up so we can watch the latest episode of Scandal on Netflix. (Ya, like you’ve never done that….)

So here are a few things I really want to teach them about money and other stuff in life…. (I guess I should send this list to WINNERS so they can print it on canvas so I can hang it above my toilet to be reminded of it everytime I take a….)

1. Build your dreams first.

Make them first. Make them first priority. Don’t put anything above them. Not religion, not your parents, not thoughts on what society tells you to do. God gave your heart a desire and when you follow that and put it first, everything else will fall into place. When you don’t follow that plan, that desire, you end up in a bad place. Bad jobs, bad relationships, bad choices, BAD. And only bad by your definition, not by others. I mean on the surface you made your family happy, you married the right person, got the right education, got the right job, by societies standards – you are a success. But every day, your soul is yearning for more. And in a good way, you are here for a purpose – make sure to live that purpose, and live it to it’s full. You have a message to share with the world. Build your dreams first, or you will be helping someone else build theirs. Look for the win-win-win-win. It’s always there, even if it’s not showing its face yet.

2. You don’t have to work hard for money, but you do need to create loads of value. Money comes easy.

I’ve been under this presumption most of my life. That money is hard to get, you have to bust your ass 9-5 to get it. You don’t. You just have to create value and the money will follow. Create. Solve other people’s problems. Come up with ideas – lots of them and put it out in the world. The more value you create, the more that will follow. We all are allotted the same 24 hours in a day – so we all have the same opportunity to do what Richard Branson has done.

Years ago, I was listening to “The Strangest Secret” by Earl Nightingale and learned what Earl had to say about money, “Our rewards in life will always be in exact proportion to our service.” He was right. I’ve tried to disprove him in my mind a thousand times. I always look for the value. Doesn’t matter what it is in, whether a YouTube star, oil tycoon or drug lord (yes, Netflix again!) But it really doesn’t matter what you do to make money (I mean it’s your choice, and yes, I’m not talking consequences for your actions at the moment, I’m strictly talking value exchange.) If you create value, you have to be compensated for it in some way or another. It’s an irrefutable law. And like the law of gravity, this law can’t be broken. It always wins, and sometimes you need to learn this for yourself. So, create value and money will follow, if that’s what you want. Which leads me to….

3. Anything you believe you can do, you will do.

Sure, you do need tenacity. But tenacity, and persistence, consistency, and all the other characteristics, like clarity, confidence, and courage, will all flow once your belief is unwavering. You must be unwavering. It must be set in stone in your mind. If there is room for doubt, it will crack you – and just like a small leak which will sink a big ship, it will also sink you (or at least take you longer to reach your goals!). There can be no other conflicting beliefs. They must all align. (Man who chases 2 rabbits catches neither! – Chinese Proverb)

I know the reason I’m not where I want to be – way too much self-doubt! This conflicts with everything I’m trying to build. So, unless I get over that, get over myself, and tell all the people in my head (and in my real world!) to pretty much shut up and not allow negativity to crack my ship, then I will never do anything I believe I can do. Once my belief is a part of me, once I’ve accepted it as truth, and when nothing in this world can shake my belief – it shall be done.

Those are 3 things that I really want my kids to know! What are yours?

What is your message? What do you want to leave behind for your kids or the next generation? What were you put here for? If you are serious about your legacy and want to make sure your message gets out to the world instead of getting lost in transition or unclear intentions, you need to set an appointment with me. And let’s make sure you get this message out there.

 

 

 

Blog.

How to Get Killer Confidence!

Yesterday, I was on a coaching call with my life coach, who I’ve been working with for almost 5 years when I realized my problem with confidence.

(Quick Massive Side Note: Any coincidence that my life has literally BLOSSOMED over the last 5 years?!? Maybe it’s time to find someone you trust, like a life coach, to work through all the stuff in your life (health, relationships, business, goal setting, etc.) but only if you are serious about wanting to push through to what you dream is possible for your life and make it a reality, and TRUST me – it’s so good when you do push through because everything you EVER wanted is on the other side of fear! Hear me? Okay, back to today’s post!)

So I’m talking through stuff around my business, and was talking about confidence and why I “feel” I have so much in some areas, but then in other areas, I “feel” I have none. So I asked her,

Where does confidence come from?

So, like any good coach, she turned it back on me. DAMN! I hate answering hard questions.

This is what I’ve come up with, and MAKE NO MISTAKE, this post is written by me for me, but I realize I’m not in this alone and that y’all need some confidence too, in fact, when it comes to money, the reason why most people don’t take financial action is because of their lack of clarity and confidence.

I know how you find clarity.

Clarity comes from taking action. Period.

When you take action, you make decisions, see what feels right, what feels wrong and begin to see and figure out what you want. So to get clarity -take action. Especially important if you are in a state of confusion or you feel you are stuck, taking action will help. Important here is to not let fear of failure stop you, try something and then if it doesn’t work, who cares, you now know that that’s not what you want for your life.

I do know how you find confidence too, I just didn’t ever consciously think about it.

So I searched the Googles and looked up the word confidence, and to my amazement, it read this:

Confidence: the state of feeling certain about the truth of something, or a feeling of self-assurance arising from one’s appreciation of one’s own abilities or qualities

AND THEN BOOM, it hit me.

Confidence is a FEELING and you need to create those FEELINGS inside of you & believe those feelings inside of you to be able to be confident in whatever you do.

Confidence comes from WITHIN!

One of the key ingredients in confidence is knowledge. When you learn and gather information and make sense of it, you gain knowledge and I do believe having knowledge on any given topic gives you the confidence to share that knowledge. In point of fact, I would not have the confidence to speak Mandarin, teach how to make balloon animals, shuck oysters, use Morse code, or to teach how to recognize bird calls (chirp-chirp) because I have not yet learned these things (although, perhaps on my bucket list 😉 )

But then WHY do I not have confidence around the stuff I already know?

It’s because I don’t think I’m worthy enough or smart enough or pretty enough or skinny enough or rich enough, and on and on.

AHHHHH – good ol’ negative self-talk comes back to bite me in the ASSets once more!

So what do we (I) do?

CHANGE YOUR INNER DIALOGUE!

To do that you need to REPEAT CONSISTENTLY through:

  • Mantras
  • Affirmation Statements
  • Prayer
  • Meditation
  • Declarations

And most importantly, do it all with BELIEF. You need to believe your inner voice. You need to shut out the noise of other’s voices in your head and really believe that God/the Universe has your back.

Changing the thoughts around your confidence will in time give you the belief you need to create the feeling of confidence, which will lead you to action and then to your desired results!

Do whatever you need to to do re-frame that inner negative self-doubting talk and do it fast, so you can stand in confidence with what you were put on this earth to do!

You were created to have all the confidence in the UNIVERSE to KNOCK IT OUT OF THE EFFING PARK! 

So, knock it out of the park!

 

If you want to create confidence and clarity around your money, and this is resonating with you around the topic of YOUR MONEY, then it’s time to work with me closer on this.  I have MANY ways you can work with me from 1:1 coaching, to my online money makeover course teaching you all about your money so you can create the feeling of confidence within you.  You can email me directly at lisa@ellementsgroup.com or check out my course at moneymakeoveronline.com