5 Money Mindsets

Money mindsets are so important in shaping our financial futures.

To illustrate, here’s a quick tale from one of my favorites, Earl Nightingale. I’m changing it up a bit, but the moral is still the same:

Once upon a time there was a shoe girl.  The shoe girl repaired shoes on the side of the road, so naturally people would stop by and ask for directions.

One day, a girl in Jimmy Choo’s pulled up to the shoe shop and asked the shoe girl for directions to the nearest town. After giving directions, the Jimmy Choo girl asked what kind of people she should expect to find in the nearby town. The shoe girl said, “Well, what kinda people you reckon you’ll find there?” (in a southern accent of course!) The Jimmy Choo girl said, “I reckon I find some creepy men and thieves who come in the middle of the night and steal garden gnomes and I also heard they’re just down right miserable people in that town.” The shoe girl replied, “I reckon then that’s exactly what you’ll find.”

A few hours later, a girl in Louboutin’s pulled up to the shoe shop asking for directions. After the shoe girl gave directions, the Louboutin girl asked what kind of people she should expect to find in the nearby town. The shoe girl said, “Well, what kinda people you reckon you’ll find there?” The Louboutin girl said, “I reckon I find the greatest sweetest people on earth there. Where neighbours care, and men are sweet as honey, and you don’t need to lock your doors at night because it’s a safe and loving town.” The shoe girl replied, “I reckon then that’s exactly what you’ll find.”

And both the Jimmy Choo girl and the Louboutin girl went to the same town and found the people to be exactly as they expected.

So much of how life occurs to us is because we have the mindset that that is what is going to happen. When we change our beliefs and negative thoughts towards positive thoughts, then we start to reap the benefits our positive mindsets.

Here are 5 Money Mindsets that will only prosper you in every area of your life, and I will go as far as to say in your health as well. A healthy mind produces a healthy body as well.

1. Abundance Flows to You. Don’t think in terms of scarcity, think in abundance. In a round about way, I’ve mentioned this once or a thousand times. There is more than enough to go around, not to mention man’s inherent desire for increase.

2. Be a Good Steward. A steward is someone who looks after other people’s possessions and money.  What does that mean? It means to take care of the items you have been blessed with, share, give away. Remember, you don’t take it with you when you go – hence, the questions begs to be asked… is it really yours? It amazes me that we hold on so tightly to things and money, when truly it’s just a tool. Money is meant to be in motion, so best not to hoard it either. Invest wisely as best you can and learn to LET IT GO….(Enter: Little 7 year-old girls singing to Frozen….and now you have that song in your head too!)

3. Have Money Mercy. Have some money mercy with yourself. We screw up and make mistakes. Pick yourself up, dust yourself off and start all over again – oooh, one of my favourite Diana Krall songs.

4. Go For It! You have to take risks in life, invest in people and relationships. That’s how humanity makes progress. It’s as scary as the Stay-Puft Marshmallow Man in Ghostbusters, but you sometimes have to cross the streams and take a chance. Do you know how you know it’s the right thing to do? You get scared, you want to retreat, feel a knot in your stomach, sweat and feel sick. That’s what taking chances does, it physically can make you ill, almost. That just means that it is so important to you and I believe its a sign that you are on the right track.

5. Take Interest In and Care For Your Money. Apathy breeds nothing. Nothing good can come when ones intentions aren’t clear. Who really wants to be around people who don’t care or aren’t interested? Treat your money good – seriously. Be thankful and grateful for every cent. Be interested in it. Track it. You will manifest more of it. Care for your money, and it will care for you back!

6.  KEEP IT SIMPLE. Cause we (and by WE, I really mean I…..) like to complicate the heck out of our lives. If a good thing comes your way, accept it.  Say that you receive it.  Receive gifts with grace.  For most of us, it’s harder to receive with grace than to give. (I know this is number six – I was just checking to see if you are paying attention!)

Ghandi said it best as he took a stand for his people:

“Your beliefs become your thoughts,
Your thoughts become your words,
Your words become your actions,
Your actions become your habits,
Your habits become your values,
Your values become your destiny.”