I have one of the hardest jobs in selling.
Financial Planners.
Selling you on your future, and not on your present.
It’s hard because selling in most instances results in receiving a reward instantly.
You can get meals delivered in minutes.
You can get almost any good delivered to you in a matter of hours or days.
You can lose weight in a matter of months.
You can also build a whole house or building in a matter of months.
Most things you can buy, including buying stocks on the stock market will give you that good ol’ dopamine hit.
Even going to a doctor for the most part, receiving medicine to cure an ailment, or at least getting a diagnosis and starting a treatment plan is more instantaneous than financial planning.
Yes.
Financial planning is a long drawn-out process.
In fact, it really never has an ending point as it continues even past the point of your death with your executor trying to still manage your money and divvy it up.
To add insult to injury, the government changes the tax rules yearly, so it’s like trying to hit a moving target even for tax planning.
And really what’s the fun in waiting 5 – 10 – 15 – 30 years for something you may not even be around for.
Plus, things like life insurance won’t even benefit you personally, and disability or critical illness insurance means your life is probably turned upside down anyways, so where’s the fun in that?
And then you draw up your will….contemplate your death again, because you’ve already contemplated it when you bought the life insurance, but this time you come up with a detailed plan about how your memorial service actual looks and make decisions on what to do with the body you’ve just spent your life in… fun times.
Oh, and your portfolio.
Sure, the stock side (or crypto) is fun… but the boring money, as I refer to it as, the slow growth pension type money that is actually invested for purpose of providing you with financial freedom at a certain age, probably like watching molasses drip….
The best time to see a financial planner is when you don’t need one {hence why the selling of financial products or services you don’t need today is a hard sell!}
Most people call me after the fact.
After the death, after the disability, after they got the letter for Canada Pension Plan.
It’s usually too late then to really create financial health.
It’s usually just triage and bandages at that point and sometimes a defibrillator attached to your bank account.
You will one day suffer from a disability, critical illness, and most definitely, you are not getting out of life alive.
Sure, you might have some coverage through your employer, but even then, you actually have no clue!
I mean, you expect your employer has taken care of you and you carry on in life on a whim and a prayer.
Your self-employed, have a big business, assets, but how does that really look when it matters? You again, have no clue.
You just think this will magically all work out.
And it might, but many times not without pre-planning.
Can I tell you a trick?
Okay, I lied.
There is no trick to all of this.
You just gotta do it!
Face it head on.
Face your mortality. (ugh, not a fun thing to have to do…)
The Estate Planning is for everyone over 18 who owns anything, even a bank account.
The Financial Freedom Planning (Retirement) is for everyone who wants to one day not have to hustle 24/7.
The Risk Management Planning is for everyone who thinks they are invincible.
Yes, you.
You who thinks that cancer isn’t going to happen to you or your family. You who thinks heart attacks and strokes aren’t going to happen to you or your family.
That’s the first place you have to start….
And yet.
Everyday, I meet and talk to people who need all of this planning.
But it’s not fun.
It’s sure as hell not SEXY.
And I can try to make this fun and sexy (and sometimes I do succeed! 😉 ) but bottom line is, you need to talk to me and have these hard conversations.
You need to talk to my colleagues in the industry.
You need to do this.
Why?
Because if you are dead serious about becoming wealthy, about making millions, about having millions on paper and the net worth and the assets, and the things that you really are here to create and to really step into your abundance…
THEN YOU NEED TO HAVE THE BASICS in place.
You need to have that structure in place to build wealth.
Building wealth on no foundation and building wealth with out a financial plan, risk management plan, or asset distribution plan is FOLLY.
You are building your house upon the sand if you are working so hard on building wealth, building your business, building your nest egg and don’t have a plan in place.
You have built a financial sandcastle.
Ready to crumble at the next wave?
And you know better.
You can’t build serious huge wealth when you haven’t even taken care of the basics.
So, face your fear of death, face your fear of what it might actually take to reach those dreams, face the fear of what building true wealth can look like for you and just get er’ done.
You will sleep better at night.
You will know without a shadow of a doubt that you’ve taken care of the people you love most.
You will now free your mind from worrying about these things that have nagged at you for many years (like getting a will and getting insurance!) and
You will create space to step into your TRUE ABUNDANCE.
But you will never step into your true abundance until you take care of the nagging thoughts in your head that are always whispering ‘what if’….
Bad stuff happens everyday.
Make sure that when the bad stuff happens to you and your family – you have a plan in place to cope, to deal and to eventually move forward and above all to have the funds available to fund your dreams and the dreams of others around you.
You can’t do that broke.
You can’t do that without a will.
Create and put this financial rock into place.
What are you waiting for?
Live Your Legacy!
xx Lisa
PS. If you are ready to say YES to yourself – BOOK a FREE call with me directly and let’s figure out your own personal financial plan that will help you build wealth for you and your family! –> wealthcollectiveappointment.com
