Privacy Policy

Privacy Policy:

Ellements Group ("Lisa Elle") operates and may operate other websites. It is Ellements Group's policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, Lisa Elle collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Ellements Group's purpose in collecting non-personally identifying information is to better understand how Ellements Group's visitors use its website. From time to time, Lisa Elle may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Lisa Elle also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on blogs/sites. Lisa Elle only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Ellements Group's websites choose to interact with Lisa Elle in ways that require Lisa Elle to gather personally-identifying information. The amount and type of information that Lisa Elle gathers depends on the nature of the interaction. For example, we ask visitors who sign up at to provide a username and email address. Those who engage in transactions with Lisa Elle are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Lisa Elle collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Lisa Elle. Lisa Elle does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Lisa Elle may collect statistics about the behavior of visitors to its websites. Lisa Elle may display this information publicly or provide it to others. However, Lisa Elle does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Lisa Elle discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Ellements Group's behalf or to provide services available at Ellements Group's websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Ellements Group's websites, you consent to the transfer of such information to them. Lisa Elle will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Lisa Elle discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Lisa Elle believes in good faith that disclosure is reasonably necessary to protect the property or rights of Lisa Elle, third parties or the public at large. If you are a registered user of an Lisa Elle website and have supplied your email address, Lisa Elle may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Lisa Elle and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Lisa Elle takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. Lisa Elle uses cookies to help Lisa Elle identify and track visitors, their usage of Lisa Elle website, and their website access preferences. Lisa Elle visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Ellements Group's websites, with the drawback that certain features of Ellements Group's websites may not function properly without the aid of cookies.

Business Transfers

If Lisa Elle, or substantially all of its assets, were acquired, or in the unlikely event that Lisa Elle goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Lisa Elle may continue to use your personal information as set forth in this policy.


Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Lisa Elle and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, Lisa Elle may change its Privacy Policy from time to time, and in Ellements Group's sole discretion. Lisa Elle encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.



As a valued client we thank you for your confidence in choosing our firm as your source of advice and products. As our client, you trust us with your personal information. We respect that trust and want you to be aware of our commitment to protect the information you share in the course of doing business with us. This also applies to any information sent to our office by any electronic means.

I understand that in signing this document I am giving permission to Ellements Group and Lisa Elle to obtain and keep on file personal information that I have provided. I understand that this personal information, not publicly published about me, may include but is not limited to:

a) Any income tax information;
b) Account statements from other firms, including banks, trust companies or fund companies;
c) Pension plan information;
d) Legal documents including wills, trusts, and power of attorney;
e) Copies of identification including photo identification and banking information;
f) Social insurance number, birth date, place of employment, income, net worth, and account
holdings of your spouse, common-law partner and beneficiaries; and
g) In cases of completing an insurance application, personal health information.

I understand that my advisor may use and disclose this information to:

► Communicate with me in a timely manner and efficient manner;
► Asses my application for investment, insurance, and other services available to me by your firm;
► Asses my financial situation and contact me with any other suitable products that she is
authorized to sell;
► Evaluate claims and underwriting risks when required;
► Detect and prevent fraud;
► Analyze business results; and
► Act as required or authorized by law.

I understand that I have the following rights concerning my privacy:

► I have the right to know why an organization collects, uses or discloses my personal information;
► I have the right to expect an organization to handle my information reasonable and to not use it for any
other purpose than the one to which I consented;
► I have the right to know who in an organization is responsible for protecting my information;
► I have the right to expect an organization to protect my information from unauthorized disclosure;
► I have the right to inspect the information an organization holds about me and make sure it is accurate,
complete and current;
► I have the right to expect and organization to destroy my information when requested or when no longer
required for the intended original purpose;
► I have the right to confidentially complain to an organization about how it handles my information and may
escalate my complaint to the Privacy Commissioner of Canada if need be; and
► I have the right to remove my consent at any time by contacting my advisor in writing.

I understand that my advisor will not:

► Sell my client information to anyone; and
► Share my client information with organizations outside of our relationship that would use it to contact me
about their own products or services.


If you have any questions regarding our privacy policy, please contact